The economy is thriving with the S&P 500 and the DOW Jones reaching all-time highs in 2019. As we move into the 2020’s, there are several key trends to pay attention to. As we enter the new age of technology, learning how to make more money online is going to be critical for your future success. Entrepreneurship is more popular than ever with more opportunities to make money online and connect with people worldwide.
Today, you can make money online or start your own business with very little overhead capital. The lower barriers of entry has lead to a boom in small businesses and entrepreneurs.
Make Money Online with Flexible Terms
The flexible gig-economy is just getting started, there will be many different new opportunities to make money online. Companies like Fiverr and Upwork offer side gigs for online outsourcing work. Uber and Lyft offers thousands of jobs for personal drivers. Thumbtack and Handy has hundreds of different jobs available for household work. DoorDash and Postmates constantly has high demand for their food delivery services. Lime and Byrd have many different team-focused jobs in select cities.
There are countless different flexible job opportunities that give individuals a platform to earn money for themselves as independent contractors. You can make more money online with no specific hours to work and build your own schedule.
These flexible jobs have given a breathe of fresh air to aspiring entrepreneurs who want to discover their dream journey. Fiverr and Upwork has given a platform to talented online entrepreneurs to build businesses from scratch. For example, Amazon Delivery Service Partners enable individuals to start their own local delivery service as an extension of Amazon. These are not overnight successes. These are actual businesses that people are able to start with the power of people and technology. If you want to make money online, these platforms are great places to start earning.
Financial restraints, loans and financing
Financial capital is often a common restraint for aspiring entrepreneurs and individuals trying to make more money online. If you can’t afford to pay for an entire fleet of vans, you will likely need financing help. They have minimum net worth requirements that often restrict people from being considered. It is smart to start smaller and be a driver for a delivery service to learn the business. This will help you get your feet wet in the logistics world.
Uber Eats offers the most basic version of employment. They offer delivery services through their mobile platform and delivery partners who ride bicycles. You can make money online with UberEats with a bicycle almost immediately after signing up. This is a very low barrier to entry for their delivery partners, but in most cases the delivery partners prefer to be in a car and not on a bicycle. The problem with cars is that they are expensive to purchase and insure.
Financing your new car
There are many different auto financing programs where you can find a loan for your new car. These programs are designed to provide you with a new car for low monthly costs. The low monthly payments will help get you into the car you desire. It is smart to compare different auto loans for your new car to evaluate your financing options and their rates.
Finding a loan for your new car is not hard, but it takes detailed research. It is useful to do thorough research before signing any paperwork to protect yourself from scammers. Try to speak to lenders about your needs and they will design a favorable financing option for you. Based on your age, your job, your credit score and driving history, you will qualify for certain benefits or discounts for your auto loan.
Finding the right payment plan for you
Applying for your auto loan is quick with online applications. It gives you the ability to search and compare multiple rates before agreeing to any loan. Once you find the right auto financing program, you can shop around to find what car suits your needs best. You can compare auto loans options based on the length of your loan, your location and whether you want a new or used car.
If you are getting your new car to be a driver, it is smart to buy an eco-friendly car. Eco-friendly cars that are very efficient on gas mileage like a Toyota Camry or Honda CRV are excellent vehicles. Both cars off extremely good gas mileages and low sticker prices. However, if you are looking to find a job as a construction worker, a pick up truck might be a better fit. It might be better to get a pick-up truck like a Dodge Ram or Ford F-150.
Top cars we recommend for delivery and transportation service jobs like Uber, Lyft, DoorDash, GrubHub, etc.
Make Money Online as as Independent contractors and entrepreneurs
Let’s say you are not interested in starting your own delivery business or you don’t want to get into construction. You are more interested in making money from home.
There are so many different opportunities to make money from home today. You can become an independent insurance agent and close insurance policies from the comfort of your house. All you need is a phone, computer and internet access.
Make Money Online With Your Own Business
You can also start your own online business or become an independent contractor by signing up for Fiverr or Upwork. This gives you the ability to bid on jobs when you are ready to work. You can also turn down any jobs you are not interested in. You will have the ability to transfer your earnings into your bank account seamlessly as you make money online.
Starting an online business is not hard, however it will take a few resources and steps to get there. Similar to becoming an insurance agent, you will also need a computer and internet access. This will allow you to create your online business how you want.
Finance your phone and computer to make money online
There are many different choices when it comes to finding the right computer for you. Apple computers are globally known as one of the most powerful computers on the market. Microsoft also makes very powerful computers and they are usually at a lower price. You can also find good financing programs for HP Computers and Dell Computers as well. If you are looking for a cheaper option than the higher end computer brands, the Google Pixel can be a viable option for starters.
Financing your Apple computers
iMac is a very highly recommended computer for graphic designers, web developers and internet entrepreneurs. If you are interested in starting your own web design business, this computer can be a huge tool for you to own your business. iMac computers start at $1,099 and the price will increase based on the added features you need. The price of a iMac computer will vary based on the size of the screen, the type of display you are looking for and the amount of storage space you need on your memory.
iMac computers can be a very expensive device to purchase from the start. They are very useful for graphic designers, architects and jobs that require high powered operating systems. If you need an iMac for yourself, it might be good to consider financing your computer. If you decide to finance your iMac, you will be able to get your device with a minimum down payment and pay for the computer as you go. This will give you the ability to start earning money with your iMac sooner rather than later.
MacBook Pro Financing Plans
Another great Apple computer that is recommended for web developers or internet entrepreneurs is the Macbook Pro. Macbook Pro is offered as a 13-inch and a 16-inch laptop with a powerful operating system. The Macbook Pro starts at $1,299 and can go up to $2,799 depending on the size of the screen and storage space needed on your computer.
If you are not looking buy your computer out right, you can finance your Macbook Pro. You can rent the computer as you pay off the price of the device. Financing your Macbook Pro is easy. The leasing company provides financing for you so you can manage small monthly payments to fit your payday.
Lease-to-own programs give you the ability to start working on your computer immediately. You can break up large sums of money into smaller payments. You avoid digging into your savings account and make small payments when you finance your MacBook Pro.
Financing your Microsoft Surface
Microsoft Surface is also a very useful and powerful computer. The Microsoft Surface gives you the ability to work from virtually anywhere in the world. With strong connectivity and computing power, the Microsoft Surface is a recommended tool. The computer is a good tool for students who need to take notes in class and connect from different locations. You can use the Microsoft Pro 7 as a tablet or a laptop.
The Microsoft Surface Pro starts at $799 and the price can increase based on memory storage and screen size. Microsoft makes more affordable computers than Apple and are capable of many different things. In addition to the computers, Microsoft is the maker of Microsoft Office and offers a suite of tools that help you like Excel, Powerpoint and Word.
If you are purchasing your Microsoft Pro for school, it is safe to assume you will have other expenses along the way. With tuition, student loans and textbooks, going back to school can become an expensive thing to do. There are also helpful financing options for Microsoft Surface devices. Financing your Microsoft Surface is easy and can be leased for several months before paying off the entire purchase price.
Financing Dell Computers
There are also other computer options like Dell Computers which offer reliable everyday computers. Dell desktop computers offer quality computing with access to the Microsoft Office suit of tools and an Intel Core i5 Processor. If you are not looking to spend the overhead on your new Dell Computer and monitor screen, you can choose to finance your Dell devices. You can lease-to-own Dell Computers and pay for your Dell over several months. Instead of paying for your monitor and computer in full, you can sign up for favorable financing programs for your computer.
Maintaining your credit while financing
To avoid getting high interest rates on your financing option, make sure you maintain a healthy credit score and pay your bills on time. In order to receive favorable rates on your computer financing, you must have a good credit score to give your leasing provider confidence you will pay for your device over your leasing period.
There are many different things you can do to build your credit score and have a good score before applying for a loan or a financing program. It is in your best interest to build a good credit score before applying so you can secure a favorable low interest rate for your loan. Be sure to check the major credit bureaus to verify all of your reports are accurate.
Stay on top of your finances
The most important thing about becoming your own boss or an entrepreneur is staying on top of your finances. Be sure to continue paying off any of your outstanding loans, continue to pay your bills on time and try to save as much money as you can so you can grow your business in the future. If you can stay on top of your finances and become good a budgeting your money, you will be well prepared for the road ahead.
Reaching financial freedom is not a quick fix. Financial freedom is a pursuit that requires consistent practice in order to create financial security for your future. Make sure you compare rates for any loans or credit cards you want to take out in your name, along with comparing the rates of your bank account savings rates so you can maximize your savings.
There are so many different opportunities to make more money online. High-paid gigs are available to take advantage of with little-to-no barrier of entry. Fortunately, there are several auto financing and computer financing options to give you the ability to get yourself started off quickly. Make sure you compare and find the right financing plan for your lifestyle.